PM-JAY (Pradhan Mantri Jan Arogya Yojana) is a flagship health insurance scheme under Ayushman Bharat, launched by the Government of India. It aims to provide free healthcare coverage to economically weaker sections of society.
Key Features of PM-JAY:
- Coverage Amount: ₹5 lakh per family per year for secondary and tertiary healthcare.
- Beneficiary Base: Covers around 10.74 crore vulnerable families (approximately 50 crore individuals).
- Cashless & Paperless: Treatment is completely cashless at empaneled hospitals.
- Hospital Network: Includes both public and private hospitals across India.
- Pre-existing Conditions: All pre-existing diseases are covered from day one.
- Package Inclusion: Covers surgeries, medical treatments, diagnostics, and hospitalization expenses.
Eligibility Criteria:
- Rural: Families listed under the Socio-Economic Caste Census (SECC) 2011 based on deprivation categories.
- Urban: Includes specific occupational categories such as domestic workers, street vendors, construction workers, etc.
How to Check Eligibility?
You can check eligibility online via the official PM-JAY portal: https://pmjay.gov.in
Would you like details on how to apply or claim benefits under PM-JAY?